Group Accident Insurance

Unum’s supplemental accident insurance provides benefits for covered injuries and specified accident-related expenses for an individual or family. Since health insurance only goes so far, this individual policy is designed to help cover the out-of-pocket expenses that can result from a sudden accident.

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Advantages of the plan

• Available to employees ages 17 – 80 (64 in CA) who are actively at work with a minimum of 20 hours per week.
• Base plan covers a wide variety of injuries and accident-related expenses such as hospitalization, physical therapy, emergency room treatment, doctor’s visits, fractures and dislocations, transportation, lodging and more.
• Plan also offers coverage for accidental death and catastrophic accident
• Benefits are paid for accidents that occur on or off the job.
• Several family coverage options are available.
• The sickness hospital confinement rider may be purchased to add additional coverage

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